With the advent of technology, opting for online payment has become quite famous these days. Besides, it has also become easy to complete the payment procedure in just a few minutes. Though chances are there that of account hacking problem while making the online payment, yet it is much easier and less time-consuming. But with the help of the best payment method, you can try to reduce the chances of any unauthorised charges. If you are of the notion that online shopping is more prone to hacking, then it is not the truth. Even after shopping through reputed websites, chances of the information getting hacked are still prevalent. Therefore, it is necessary to keep the device that you are using to make the payment secured. The data that you use to use the online payment should be kept secured and make sure that you always use the application in its updated version.
While opting for the online payment, you can choose either a debit card, credit cards or other payment services such as PayPal and others. The tatacliq bank offers are also helpful often when you are opting for online payment procedure.
Using credit cards
While shopping online, a credit card is the best option, and fraud protection for the same has improved in recent times. Whenever any problem crops up pertaining to the card usage, report problems can be solved easily. In addition to this, when you are shopping online with the help of a credit card, the amount is not immediately reduced from the account. Instead, the card issuer would send the fund for which it would pay later on.
Once you add the card details in the online website, you need not enter the same details the next time you opt for the shopping. You only need to provide either the OTP that you receive in the linked mobile number. After entering the CVV code, you would be directed to the OTP page. Some tata cliq bank offers can also be availed that would help you to save more money.
Use payment services
Some third-party payment services are available such as PayPal which is one of the popular services. Others are also available, and they are Google Wallet, PayUMoney and others. Even after using this service, you would be able to extra safety while transacting. If you want to avoid providing the credit card details or the bank details while opting for online shopping, this is the best option that you can opt for. With the help of a few clicks, you would be able to complete the payment procedure online via these payment services easily. It would also help you to reduce the numbers of websites to which the hackers can have access to. Buyer protection is offered by most of the payment services offering a better online shopping experience to the buyers. When you are paying through the payment service, you can also grab some best discount and cash back offers including tatacliq bank offers.
Online payment with the help of debit cards
These are an inexpensive method of payment with the help of cards. It would pull the amount directly from a bank account. You do not have to pay any annual fees for the same, though there are risks of fraudulence while using this card for online shopping. It is better not to use debit cards for everyday purchase. In this case, also, you have to enter the card details for the first time. Following this, when opting for online purchase, you can only put the CVV code and OTP to complete the payment method.